1/ If you are supposed to receive several payments for the same item, ask for one payment. You will get tid of one time fees.
2/ Apply for a Paypal debit card. You will be able to access your cash right away as it usually takes two to three businesss days to access your money.
3/ Don’t upgrade to a premiere or business account. Set one personnal and set one business account and use different email addresses.
4/ Use your personal account to receive money, and use your premier account for sending money. It’s as simple as that!
5/ If you can get electronic transfer and it’s cheaper, go for it!